Retirement Planning

One of the most common questions we get asked at Surrey Wealth, is “when can I afford to retire?”.
With the decline of final salary occupational pension schemes and flat rate state pension, the onus is now on the individual to save for their own retirement.
We have seen pension legislation transform many times since Pension Simplification in March 2006, with each change bringing more complex consequences.
Here at Surrey Wealth, those at the point of retirement we aim to take the stress out of taking retirement benefits. For individuals planning retirement we can stress test their current plans and develop new strategies if needed.
This can be cyclical process, redesigned for changes in individual circumstances, taxation and legislation.
Please contact us to arrange a free initial consultation to explore the options open to you.

A pension is a long-term investment, the fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available.

Hammock Relaxing